Should I consider auto loan refinance?

We've helped more than 350,000 customers

We provide our customers with solutions that improve their financial situation. If you’re in the market for a new or used car, we can help you get the rate you  deserve. If you already have an auto loan we can help you find a better rate that lowers your payment. 

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Refinance your auto loan

Lower my payment

Last year we saved borrowers $1,158/yr on average refinancing their car loan.

Simple & easy auto loan refinance

You deserve the best rates and terms around, and we’re really good at finding them. Refinancing your auto loan can help you reduce your monthly payments, in addition to reducing your interest rate. Our refinance customers tend to save over $1,000 per year (and lower their APR by 50%). 

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Our network of trusted lending partners compete to deliver you APR as low as 2.99% on approved credit.

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We’ll let the numbers speak for themselves. Get started, and get into a better loan in a matter of minutes.

Get a new loan

Sign your documents with just a few taps from your own device. Interest accrues from the date of the new finance contract.

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What Our Customer Are Saying

Thanks to their courteous and professional help, I was able to drop my interest rate almost 3% and lower my monthly payment $200.

— Gerri L.

They helped me keep the loan fully protected with gap insurance and a great service contract. I would recommend autopay to any one.

— Gigi. P

I was able to complete the process online using docusign which helps make the process speedy. Definitely was a great service/transaction.

— Jamal G.

Frequently Asked Questions

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During the application, we do a soft pull on your credit that will not negatively affect your credit score. Only when you choose an offer to submit for lender approval, does AUTOPAY run a hard pull against your credit which may affect your credit score.

Depending on the co-applicant’s credit score, income, and credit history, you could potentially get a better rate than applying on your own.

AUTOPAY partners with a network of trusted credit unions and financing institutions across the country. Each lending partner has a different set of criteria for approvals, enabling AUTOPAY to provide financing solutions to all levels of the credit spectrum.

To process an application for lender approval, AUTOPAY requires the following documentation:: Driver’s License, Insurance, Proof of Income (paystubs, tax returns), Proof of Residence (i.e. utility bill, lease agreement), Payoff letter if refinancing. Note: You may be asked to provide additional documentation for lenders or during contracting.




© The Savings Group, Inc., All Rights Reserved


© The Savings Group, Inc. 

All Rights Reserved

When it comes to financing a new car, it’s important to remember your options. With AUTOPAY you’ll be able to find a great rate while avoiding the headaches that often come with a vehicle purchase. We shop over 100 different lending institutions to ensure you are getting the best rate and lowest payment, every time. 

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Last year we saved borrowers $1,158/yr on average refinancing their car loan.

Refinance your auto loan


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